What Data Fields Should Come With a Lead?

The fields that change how you open a call, the fields that are decoration, and the ones whose absence tells you the enquiry was never really qualified.

The short version

Lead suppliers compete on field count, because field count is easy to put on a comparison table. It is close to useless as a quality measure, since every extra question on a form both adds a field and reduces the number of people who finish the form.

The useful test is different: does this field change what I do on the call? Everything that passes is worth having. Everything that fails is a longer form for no gain.

Which fields actually change the call?

Four, and they are consistent across both insurance and mortgage enquiries.

FieldWhat it changesWhat its absence implies
Verified phone with a verification timestampWhether the call connects at allVerification is a claim rather than an event
Specific outcome requestedYour opening sentence and the whole frame of the callThe form asked for contact details and little else
Timing or triggerWhether you book now or nurtureYou will spend the first call establishing urgency
Source page or brandWhat the consumer was told before they enquiredThe operator may not own the source

Verified phone, with a timestamp

The timestamp is the part that matters. "Verified" without a time is a description of a policy. A timestamp showing an SMS code was completed at a specific moment is evidence about that specific record. Ask which one you are getting.

The specific outcome requested

There is a large difference between "life insurance" and "income protection while I am self-employed", and the difference is the entire first two minutes of the call. A record that carries the consumer's own description of what they wanted lets you open by referring to their situation rather than by explaining who you are.

Timing or trigger

A mortgage enquiry from someone whose fixed rate rolls in six weeks is a different commercial proposition from one whose rate rolls in eleven months. Both are worth having. They belong in different parts of your diary, and you can only sort them if the field exists.

Source page or brand

This field is doing double duty. It tells you what the consumer read before enquiring, which sets their expectation, and it tells you whether the operator has visibility into their own supply chain.

Which fields are usually decoration?

These appear on comparison tables and rarely change a call.

The field-count trap: Every additional required question reduces form completion. A supplier boasting 22 fields has either made the form long, which cuts the volume and skews who finishes it, or is filling most of those fields from inference rather than from the consumer.

Which fields change how you run the call (Effect on how the first call is run)
Verified phone with timestampDecisive
Specific outcome requestedDecisive
Timing or trigger eventHigh
Source page or brandHigh
Best time to callUseful
Inferred demographic bandsLow
Supplier scoring gradesLow

Judge a record on the top group. A supplier who has the top four and eight sensible extras is offering more than a supplier with twenty fields and no verification timestamp.

What differs between insurance and mortgage enquiries?

The four core fields are the same. The qualifying detail underneath them is not.

Insurance enquiryMortgage enquiry
Outcome detailType of cover sought and who it is forPurchase, refinance, first home or rate review
Timing signalA life event such as a new mortgage or a new childFixed rate roll date or settlement date
Situation detailWhether cover is currently heldDeposit position or current lender
Disqualifier to catch earlyWhether they are outside the market you can advise onWhether they are already unconditional with a lender

What should you ask a supplier about fields?

The second question is the one that separates suppliers most sharply. A field the consumer typed carries their intent. A field appended by an enrichment vendor carries a probability, and probabilities have a habit of being presented as facts by the time they reach a CRM.

How Lead Foundry answers this: Every enquiry carries the consumer's own description of what they asked for, the verification event that let the record exist, and the source brand it came from. You can see which of our sites produced it on the record itself.

What information should come with a purchased insurance lead?

At minimum: a phone number with a verification event and timestamp, the consumer's own description of the cover they were asking about, a timing or trigger signal, and the source page or brand the enquiry came from. Additional demographic and situational fields are useful where the consumer typed them and much weaker where the supplier inferred them.

Do more data fields mean a better lead?

No. Field count measures form length and enrichment, not data quality. Every extra required question reduces completion rates, and appended fields carry probabilities rather than statements from the consumer. A record with eight consumer-typed fields and a verification timestamp is stronger than one with twenty fields and no evidence the phone number reaches anyone.

Should a lead tell me where it came from?

Yes, and it is one of the more revealing fields on the record. An operator who owns the consumer brand can always name the page and send you its live URL. An operator buying enquiries from an affiliate network often cannot, which answers a bigger question about the supply chain than the field itself does.

What is a verification timestamp?

A record of when and how the contact details were tested on that specific enquiry, such as the moment an SMS one-time code was completed inside the form flow. It is different from a "verified" flag, which describes the supplier's general policy rather than evidence about the record in front of you.

Sources